Merchant Accounts


Automate your check processing with Paybyweb's autoCHECK service.

              Try it free for a month!     learn more


* This offer for new merchants who apply during Bonus Month only.   Free month applies to merchant account transaction rate and fees only, not  to exceed $100.  Merchant must process for at least 90 days in order to qualify.  Merchant must submit processing statements to Paybyweb. Offer expires if statement not received within 6 months of first day of bonus month.  Excludes gateway fees, regulatory fees, taxes, PCI compliance fees.   

Pay NO merchant processing fees
for your first month. * ​Learn More



PayByWeb made everything easy for us. We were able to get our account set up and was doing business faster than we ever expected. We highly recommend PayByWeb. 
James Dupont - Ring Service Company

​I cannot believe how fast the account was approved and setup. Your firm is great, and I look forward to working with your firm for many years. 
Charles Ferguson

It was not even 24 hours and I received an email saying that I was approved. The next day, I received an email stating that my account was activated. I am not sure you can ask for anything better than this?  
Michael Lunnin, Web2

Service was fast. We signed up for service Friday evening, and PayByWeb had us ready to roll by Monday. Was not expecting that type of service. I would recommend PayByWeb to anyone!!  
Marlin Willis, Hip Hop Jewelry Kings

​​Start accepting credit cards for your business with a merchant account from Paybyweb.  Whether you need a FREE swiper for your phone/tablet, FREE swipe terminal for your store, or an online merchant acct with's gateway, Paybyweb has the solution for you.


Accept Credit Cards with a free merchant account from PayByWeb.  Our merchant accounts can be set up in as little as one business day and you can process credit card transactions from virtually anywhere.  Whether you are a retail swipe merchant, need an Internet merchant account, or even a merchant account for your smartphone or tablet, PayByWeb has the merchant account you need.  Your sales are virtually guaranteed to increase dramatically when you accept credit card payments for your business  with a merchant account from PayByWeb.

Accept Credit Cards With A FREE Merchant AccounT FROM PAYBYWEB

accept credit cards within 1 business day. 
it's free to apply - no setup fees -  no annual fees.

Internet e-Commerce, retail store, online business, high risk, non profit, smart phone

Since 1992, PayByWeb has been providing Merchant Accounts, Electronic Check Processing, and related services.  Our services include Internet Merchant Accounts, Retail Swipe Merchant Accounts, Mobile Merchant Accounts, Specialty Merchant Accounts for high volume and non-profit merchants, High Risk Merchant Accounts, and even Canadian and International Merchant Accounts.  If you want to accept credit cards for your business, PayByWeb is the answer.  Same Day Approval!  Great Support!  Fees located right on our site.  It's no wonder PayByWeb is a leading Merchant Account provider to tens of thousands of yours!  If you want to accept credit cards online with a merchant account and Payment Gateway, on your smart phone, or accept credit cards in your retail store, you came to the right place!