Merchant Account Services

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Online Credit Card Processing

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e-Commerce

Since 1992  
Outstanding Merchant Support
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Swipe Terminal Merchant Account

Internet, eCommerce, & Phone Sales

Wireless/Mobile

iPhone Merchant Account

PayPal

Authorize.net Payment Gateway
 
  

Internet, eCommerce, & Phone Sales

eCommerce, Internet, & Phone 
Merchant Account
FREE SETUP & INSTANT APPROVAL!

 It's not too late to accept credit cards
this Holiday Season

Here's what you get Free: 

  • Merchant Account Setup
  • BUYNOW/DONATE Buttons
  • Setup for checks by phone service
  • Setup with American Express and Discover
  • Simple checkout payment forms
  • Online access to check/review acct 24hrs/day
  • Gateway activation to Silver Plan
  • Gateway settings review
    NOVEMBER BONUS
    We'll pay $400 To the next 100 APPROVED MERCHANTS

CLICK HERE TO APPLY 
IT'S FREE!

You get all this too...Free:

  • Merchant Account Activation
  • Merchant Account Application
  • Online Virtual Terminal to manually enter orders
  • 24/7 Customer Support
  • Daily Funds Deposit into your checking account
  • Online Reporting 24 hrs a day
  • Credit Card Processing Software (a $495 Value) 

APPLY TODAY - PROCESS TRANSACTIONS TOMORROW!

CLICK HERE TO APPLY 
IT'S FREE!

FEES
If you have been checking out different processors, one thing you probably noticed is most do not post their fees. They make you email a quote. Why is that? We'll tell you why…so they can see just how much they can make off of you. Paybyweb offers the same low fees to all our merchants, and we post them on our site.

Merchant Account Fees:
       Activation: FREE   
      Application: FREE    
      Trans Rate: 2.19% plus $ .25/per transaction 
 Statement Fee: $10/mo

Authorize.net (Payment Gateway) Fees: 3
We offer plans with no activation fee as well as plans with ultra low transaction fees.  We let YOU pick the pricing plan that fits your needs and you don't have to decide until your application has been approved.

      Silver Plan: Free Activation,   $24.95 Mo /.25 per trans
       Gold Plan:  $99  Activation,  $19.95 Mo /.15 per trans
 Platinum Plan:  $149 Activation,  $  8.95 Mo /.10 per trans
  Ultimate Plan:  $199 Activation,   $  6.95 Mo /.08 per trans        

Total Cost as little as: $16.95/Mo - 2.19% & .33/Trans      

CLICK HERE TO APPLY
 IT'S FREE!

Before you Apply, Read This: 12 Tips to getting an INSTANT APPROVAL

A Quick Comparison

Publish fees right on their website - They don't...Paybyweb Does!
If you have shopped around, you have most likely noticed that most of our competition makes you complete a form to get their rates.  We think that is not only a waste of your precious time, but its deceptive.  Why?  Because the rates they offer are based on the information you provide.  Not with Paybyweb.  Our rates are clearly posted. 

Publish more than a couple testimonials on their site - They don't...Paybyweb Does!
Have you noticed that most of the competition provides you with just a couple of testimonials?   With 17 years in business, we have a lot of happy merchants.  Click the Testimonials tab at the top of any page to see more than just a couple of the comments.  And unlike the competition, we give you their complete business name and owner's name, too.

Actually provide complete setup in 24 hours - They don't...Paybyweb Does!
Much of the competition makes promises they can't, and don't, keep.  When we say that most of our applications are AUTO-APPROVED and provide setup within 24 hours, we mean it...and our Testimonials reflect that.  Many applicants whose applications are not auto-approved, are setup within 3 days.    

 Merchant Testimonials 
We won't clutter this page with lots of them, but click the link below and you will see many comments from our merchants.

The service Paybyweb has provided has exceeded my expectations. I needed help with my account set up and was able to reach a LIVE person on a Sunday night. Thats service!!! Thanks
N. Hunter - Publications Plus

Very quick. Many advertise 24 hour approval, but few come through. Paybyweb keeps their word. Also, stating your fees on the site makes the decision process that much easier. Keep up the good work!!!
Jason Holmes - Ride Easy

Very fast approval and prompt activation. I would recommend Paybyweb to anyone searching for a merchant account with outstanding service.            
Dean Janssens - Terra Emporium

The application was fast and easy, we were approved within hours. Great website!
JD De La Paz, Leader Pet Services

Paybyweb allows us to do business over the whole United States. The customer service is top rate.
James Feather, Nextstep-online

Want to see more testimonials?  Click HERE
 
Commonly Asked Questions
Q: I want to sell from our website or take phone orders. I am not sure what I need. So...can you help?
A: Certainly! To accept credit cards for your website, phone order, etc. you need two things: A merchant account and a payment gateway. The merchant account is the account with a bank that permits you to accept credit cards. The Payment Gateway provides a link between the merchant acct and your website AND the virtual terminal to manually enter a credit card transaction. When you apply above, you are applying for both. Once approved for the merchant acct, we will setup your payment gateway, via Authorize.net.
Q: What is my total cost to get started?
A: ZERO! There is no fee for the merchant account.
Q: How long will it take to get my account up and running?
A: Your account can be up in as little as ONE day. This is based on your application being complete.
Q: Do I need a Terminal?
A: No. The gateway provides both website orders AND a Virtual Terminal for manual order entry.
Q: Is this account for my High Risk Business?
A: No.  This merchant account is for general product/service based businesses.
Q: How often do I receive funds from my merchant account?
A: Funds are deposited DAILY into your checking account.
Q: What Gateway will I be setup with?
A: Once approved, we will email you notification. We will then build your Authorize.net gateway.
Q: How long has Paybyweb been in business?
A: Paybyweb has been in business since 1992.
Q: Does the e-Commerce Merchant account work with Yahoo! Stores?
A: Yes. Once approved, we'll email you a form for the payment gateway. There is a place for you to select YAHOO! Store. Once we receive your request, we handle the rest.
Q: What is the Chargeback fee?
A: A $25 fee will be assessed for chargebacks.
Q: What Credit Cards can I Accept?
A: You can accept Visa, MasterCard, Amex, Discover, JCB, and Diners Club.
Q: What do I need to get started?
A: A checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN.
Q: What is a Gateway? Do I need one?
A: The gateway connects your website to the merchant account. It also provides a Virtual Terminal for manual order entry. Merchant accounts do NOT work without a gateway. Gateway providers include Verisign, Authorize.net, and Plugnpay.com. We are Registered Resellers for Authorize.net, Linkpoint, and Plugnpay.com. Unless otherwise requested, your account will be setup with Authorize.net.
Q: We did not originally request Amex when we applied. How do we add Amex to our account?
A: You can add Amex to your merchant account in two easy steps.

STEP 1:
Call Amex Customer Service toll free at 1 (800) 528-5200 and complete an application by phone. You will receive an AMEX Merchant ID (MID).

STEP 2:
Email your new AMEX MID to info@paybyweb.com, being sure to include your business name and phone number.
Q: Do I need to select which gateway plan I want when I apply?
A: No. Once approved for the merchant acct, we will email you a link to your Authorize.net Request Form. When you complete that form, you will select which plan you would like.
Q: Once I pick my plan, can I change to a different plan?
A: Once we setup your gateway, we cannot change the fees. So, if you think you are going to process many transactions, pick the Gold or Platinum plan when you activate your account.
Q: Are these the only fees?
A: The fees you see on this page, are the fees you will be charged, unless you request additional services such as Recurring Billing.
Q: Who charges the fees?
A: Other than the activation fees for the Gold/Platinum/Ultimate plan, all fees are charged by your Merchant Service Provider and Authorize.net. They pay Paybyweb directly for our services.
Q: How do I calculate the total fees charged for my merchant acct and gateway?
A: Simply add the Merchant acct AND Gateway fees to calculate your merchant processing cost.

Still need help?  CLICK HERE! 

By clicking on the APPLY link above, you understand that you are applying for a merchant account with Paybyweb, in Association with First Data Merchant Services.  If you don`t generate $25 per month in fees, First Data will charge you a $25 fee.  More importantly, if you don`t generate $25 in fees a month...you most likely don`t need a merchant account! 
1 Merchant must maintain account for at least 6 months.  After 6 months, merchant may cancel with no fee.  Prior to 6 months of activation, merchant cancellation subject to $149 cancel fee.

2 November Special - Terms and Conditions:  

  • $400 payout will be made by company check to first 100 approved merchants during this month.
  • Merchant must complete Paybyweb's Service Evaluation form within 30 days of gateway activation date.  A link to this form is provided to all new activated merchants.
  • Merchant's account must be active for 180 days AND merchant must process a minimum of $4,000 in monthly transactions for the six consecutive months in order to qualify.  
  •  Merchants will be required to submit processing statements for verification purposes.   Certain restrictions may apply.  Void where prohibited by law.

3 Once approved, Paybyweb will build your Authorize.net gateway and provide your login/pw.  By submitting your application, you authorize Paybyweb to build, review your settings, and activate your gateway, on your behalf.  Gateway Activation Fees are not refundable once your gateway has been activated, subject to Paybyweb's refund policy.

Paybyweb Inc., is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.  American Express requires separate approval.

  
 
  PayByWeb Providing "Consumer Safe" Transaction Processing Since 1992  
Copyright © 2008 Paybyweb, Inc.