Bad Credit?  No Credit?
No Problem!
You can be accepting credit cards in one day
Absolutely FREE Setup!  Not ONE penny!

What, you think you're the only one out there with not so great credit?  Think again.  We have a great solution for you to accept credit cards and you can be setup in as little as one business day.  Great rates, fast setup, and highly rated customer service are what sets Paybyweb above the competition. 

APRIL SPECIAL: Receive $400!
It's time to get your business ready to sell for the Holidays.  We have just the incentive for you.  We'll pay $400 to the next 50 new merchants signing up this month.

Here's what you get Free: 

• Merchant Account Application
• Merchant Account Activation
• BUYNOW/DONATE Buttons
• QuickBooks Integration
• Setup for checks by phone service
• Setup with Visa, MasterCard, Discover, & Amex
• Simple checkout payment forms/buy now buttons
• Online access to check/review acct 24hrs/day
• Payment Gateway activation
• Payment Gateway settings review
• 24/7 Customer Support
• Daily Funds Deposit into your checking account

 CLICK HERE TO APPLY
IT'S FREE!

Merchant Account Fees
     Application: FREE   
       Activation: FREE     
     Annual Fee: NONE   
Statement Fee: $10
      Trans Rate: 2.19%  plus $ .25/per transaction 

 Authorize.net (Payment Gateway)

You wanted more options...you got them!
Paybyweb offers 4 gateway plans to suit your needs.   Do you want Free Activation?  Do you want significantly lower fees?  Whatever your needs, Paybyweb has the plan for you.  Sign up for FREE Activation or reduce your ongoing fees by paying a one-time activation fee.  Your fees are guaranteed never to increase, for as long you maintain your account. 

Pick the plan that works best for you!                               

      SILVER: Activation: Free  Monthly: $24.95  Per Trans: .25
        GOLD: Activation: $99     Monthly: $19.95  Per Trans: .15  
 PLATINUM: Activation: $149   Monthly: $ 8.95   Per Trans: .10   <-----Most Popular! 
 ULTIMATE: Activation: $199   Monthly: $ 6.95   Per Trans: .08

EXAMPLE OF TOTAL FEES: $16.95 month, 2.19% plus .33 per transaction ¹ 

CLICK HERE TO APPLY
IT'S FREE!

 Before you Apply, Read This: Tips to getting an INSTANT APPROVAL 
                                    and this: What NOT to do 

Testimonials? 
We have all seen sites that have ambiguous testimonials.  Some only use initials of the person.  Seems to us that if someone is happy with your service, posting their name should not be a problem.  We take it even farther.  Each of our testimonials includes the merchant's name AND company name.  We also post results from a survey we provide all merchants once they are setup and over 95% of our merchants report being happy or very happy with the service we provide.   View our testimonials and Survey reports HERE. 

What's the Process?
Setting up your account could not be more simple:

1.  Click the link on this page to fill out your merchant account application.
2.  Within 24 hours or less, we will email your approval status.  If approved,
     we will include a link to the Authorize.net (payment gateway) setup form.
3.  Complete and submit the form.
4.  We will email you back complete setup information, including your login and password to your payment gateway.  You will also receive information to use your merchant account on a website or with a shopping cart.

By clicking on the APPLY link above, you understand that you are applying for a merchant account with Paybyweb, in Association with National Merchant Bancard (iPayment).  If you don't process $10 per month in fees (approximately $750 per month in sales), your merchant sevice provider will charge you a $10 fee.  More importantly, if you don`t generate $10 in fees a month...you most likely don't need a merchant account! 

Once the merchant account is Activated by the Merchant Service Provider, Merchant must maintain account for at least 9 months, regardless of when (or whether) merchant activates their payment gateway.   After 9 months, merchant may cancel with no fee.  Prior to 9 months of activation, merchant cancellation subject to $149 cancel fee.  

$400 Payout Special - Terms and Conditions:  

• Merchant must process a minimum of $2,500 in unique credit/debit transactions via their Authorize.net gateway in a calendar month for three consecutive months.    
• Applies to new merchants only - who's payment gateway was opened on or after 10/01/2011. 
• Merchant must complete Paybyweb's Service Evaluation form within 30 days of gateway activation date.  A link to this form is provided to all new activated merchants.
• Merchants will be required to submit their 3 monthly gateway billing statements for verification purposes.   Statements must be received by Paybyweb no later than the 15th day of the following month 
• Certain restrictions may apply.  Void where prohibited by law.

24 hour setup is NOT guaranteed.  What in life IS guaranteed?  What is guaranteed is that we will treat your application as if it was OUR application.  Once approved, Paybyweb will build your Authorize.net gateway and provide your login/pw.  By submitting your application, you authorize Paybyweb to build, review your settings, and activate your gateway, on your behalf.  Gateway Activation Fees are not refundable once your gateway has been activated, subject to Paybyweb's refund policy.

 ¹Example based on merchant processing at least $750 for the month, which would cover the montly minimum of $15.  If merchant processes ZERO dollars, add $15 to example.  Does not include PCI compliance fees, which are waived once merchant verifies compliance via online review.