Apply today and once approved, we'll ship your new terminal, already programmed, and ready to start swiping!
Setting Up The Account is Easy: 1. Sign up for the account by clicking the APPLY HERE, IT'S FREE! link. 2. Once approved, you will receive your FREE TERMINAL. 3. You can begin accepting credit cards in as little as two days!
Commonly Asked Questions
Q:
What is my total cost to get started?
A:
Zero! You pay nothing to get started.
Q:
What name will appear on my customer's credit card statement?
A:
Your business name! Whatever name you use on your application will appear on their statement.
Q:
Who will my merchant account be set up with?
A:
Paybyweb has relationships wiht several Merchant Service Providers. In most cases, your Merchant Service Provider will be First Data.
Q:
Do I need a Terminal?
A:
We will send you a brand new terminal absolutely FREE. Pay only a small programming, shipping, and handling fee.
Q:
Is this account for my High Risk Business?
A:
No. This merchant account is for non- adult, product/service based businesses, in which the cardholder is PRESENT and the credit card is swiped. This is why the rates are significantly lower.
Q:
What happens if I apply for the Retail account but use it for my non retail business?
A:
That could be BAD. Using a merchant account for purposes other than it is intended can land you on the Terminated Merchant File (TMF), which can prevent you from ever getting another merchant account in your name. Further, making false statements to a bank or financial institution in order to obtain a merchant account can be construed as bank fraud. We SERIOUSLY don't recommend it. The rates are low for all of our accounts. Pick the one that best suits your business.
Q:
What do I need for my free terminal to work?
A:
All you need is a phone line. Your terminal can also share an existing phone line. The terminal is shipped to you programmed and ready to start swiping.
Q:
What Credit Cards can I Accept?
A:
You can accept Visa, MasterCard, Amex, Discover, JCB, and Diners Club.
Q:
What do I need to get started?
A:
A checking account located in the U.S. Be at least 18yrs old, and have a SSN or EIN.
Q:
How often do I receive Funds from my merchant account?
A:
Funds are deposited DAILY, after 2 business days. We can set up merchants for 1 day funding.
Q:
How long does it take to get my account setup and running?
A:
Your account can be up in as little as ONE day. This is based on your application being complete.
Q:
How long has Paybyweb been in Business?
A:
Paybyweb has been in business since 1992.
By clicking on the APPLY HERE link above, you understand that you are applying for a merchant account with Paybyweb, in Association with NMB (National Merchant Bancard).
1 A small fee may apply to cover terminal programming and shipping. $10 monthly minimum will apply. If merchants processing generates over $10 in fees, this fee is waived.
Paybyweb Inc., is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. American Express requires separate approval.
PayByWeb Providing
"Consumer Safe" Transaction Processing Since 1992
