Your privacy is very important to us and you can be assured that our privacy practices are held to high standards by outside organizations.
As part of the normal operation of our services we collect and, in some cases, disclose information about you.
Information We Collect.
Our primary goal in collecting personal information from you is to provide you with a safe, efficient, and secure service for making purchases on line.
We automatically track certain information about you based upon your behavior on our site. We use this information to do internal research on our users' demographics, interests, and behavior to better understand and serve our users. This information is compiled and analyzed on an aggregated basis. This information may include the URL that you just came from (whether this URL is on our site or not), which URL you next go to (whether this URL is on our site or not), what browser you are using, and your IP address.
When you make a purchase from a Paybyweb merchant, we collect some additional information, including billing address, credit card number and credit card expiration date and tracking information from checks or money orders. PAYBYWEB.COM WILL NOT DISCLOSE BANKING OR CREDIT CARD INFORMATION TO ANY THIRD PARTIES, OTHER THAN TO LAW ENFORCEMENT AGENCIES WHO HAVE SHOWN EITHER JUST CAUSE, OR HAVE PROVIDED COURT ORDER, SUBPOENA, OR LAWFUL REQUEST FOR DATA.
Our Use of Your Information.
We use personally identifiable information about you to improve our marketing and promotional efforts, to statistically analyze site usage, to improve our content and product offerings and to customize our site's content, layout, and services. We believe these uses allow us to improve our site and better tailor it to meet our users' needs.
We may also use your information to deliver information to you that, in some cases, are targeted to your interests, such as new services, new Paybyweb merchant sites, and promotions. By accepting the User Agreement you expressly agree to receive this information.
We use your email address, your mailing address, and phone number to contact you regarding banking security issues, notices, new product offerings, and relevant communications. We use information in the file we maintain about you, and other information we obtain from your current and past activities on the Site, to resolve disputes, troubleshoot problems and enforce our User Agreement. At times, we may look across multiple users to identify problems or resolve disputes, and in particular on rare occasions we may evaluate your information to look for users using multiple User IDs or aliases.
Our Disclosure of Your Information.
Unfortunately, due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability. Further, we can (and you authorize us to) disclose your UserID, name, street
PayByWeb Providing
"Consumer Safe" Transaction Processing Since 1992
